December churning recap & 2023 earnings breakdown, plus a bonus recap of podcast listener & subscriber stats, along with a special announcement!
- 06:22 - Credit Cards
- 15:44 - Banks
- 21:55 - Brokerages
- 22:41 - Discounts & Freebies
- 27:58 - Final Tally (December)
- 29:07 - End of Year Tally
- 38:26 - Bonus: Podcast Recap 🤓
Show Notes
💡
Some churns may have already expired. Follow the free Live Churn Tracker or subscribe to Deals for the most up-to-date information
🎄 December Recap
💳 Credit Cards
- Capital One Business Venture X 150K for $30K spend - DoC | referral
- 🔥 Southwest 80K Business / 50K Personal - DoC | referral
- Primer: Churning Southwest companion pass - Episode 10
- Reddit's comprehensive companion pass FAQ - r/churning
- Wyndham Business Earners 45K for $3K spend - barclays | previous 75K offer
- ⭐️ Excellent post on how to game free cruises - frequentmiler
- Chris Hutchins on why cruises are actually awesome - allthehacks
- 100K Ink Preferred / 75K Ink Cash & Unlimited - DoC | referral
💵 Banks
- BluPeak $300 for $5K deposit - DoC | direct
- Upgrade Checking $150 bonus for $1K deposit - DoC | referral
- Upgrade Premier Savings $50-$200 + 5.07% interest - DoC | referral
- Laurel Road $300 checking + $20 per month - DoC
📈 Brokerages
- WeBull 6/20/75 free stocks for signing up - referral
🤑 Discounts & Freebies
- 💀 Capital One Shopping $200 via referral - DoC
- New York Times $4 / month retention offer - try cancelling your subscription
- Chipotle 20% off $50 GCs - DoC
- Lowes $10 free with $50 GC purchase - DoC
- Starbucks 50% off drinks every Thurs in Dec - dansdeals
📈 2023 End of Year Tally
🐮 Total Churns
| Churns | Count | Percentage |
|---|---|---|
| Bank | 55 | 32% |
| Brokerage | 21 | 12% |
| Cellphones | 5 | 3% |
| Credit Card | 27 | 16% |
| Freebies & Discounts | 59 | 35% |
| Mealkits | 4 | 2% |
| Grand Total | 171 | 100% |
💰 Total Dollars & Points
| Churns | Dollars | Points |
|---|---|---|
| Bank | $7,685 | |
| Brokerage | $23,656 | |
| Cellphones | $847 | |
| Credit Card | $1,371 | 2,450,000 |
| Freebies & Discounts | $2,831 | 20,000 |
| Mealkits | $27 | |
| Grand Total | $36,417 | 2,470,000 |
💳 Points Breakdown
| Program | Points |
|---|---|
| Amex | 150,000 |
| Capital One | 75,000 |
| Chase | 1,340,000 |
| IHG | 340,000 |
| Marriott | 500,000 |
| Southwest | 20,000 |
| Wyndham | 45,000 |
| Grand Total | 2,470,000 |
🙆♂️🤦♀️ P1 vs P2 Earnings
| Churns | P1 Dollars | P2 Dollars | P1 Points | P2 Points |
|---|---|---|---|---|
| Bank | $4,235 | $3,450 | ||
| Brokerage | $13,703 | $9,953 | ||
| Cellphones | $592 | $255 | ||
| Credit Card | $1,371 | 1,655,000 | 795,000 | |
| Freebies & Discounts | $2,537 | $294 | 20,000 | |
| Mealkits | $27 | $0 | ||
| Grand Total | $22,465 | $13,952 | 1,675,000 | 795,000 |
🏆 Churn of the Year
| Churn | Grand Total |
|---|---|
| MooMoo | $15,480 |
⭐️ Bonus Chart
Hypothetical: Single (no P2), no referrals, no MooMoo...
| Churns | Dollars | Points |
|---|---|---|
| Bank | $2,685 | |
| Brokerage | $2,888 | |
| Cellphones | $342 | |
| Credit Card | $1,371 | 1,080,000 |
| Freebies & Discounts | $2,317 | 20,000 |
| Mealkits | $27 | |
| Grand Total | $9,630 | 1,100,000 |
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