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Update: HMBradley has gutted their tiers. Check out Ep 25 - Parking Cash for other ideas on earning high interest.

In-depth analysis of HMBradley's unique deposit requirements to help reach and maintain 3% on $100K with less effort.

  • 1:03 - Introduction to HMBradley
  • 2:19 - Why it's a gamechanger for savings
  • 5:02 - Workaround if you're self-employed/unemployed
  • 6:39 - Using Square/Gusto if your employer won't split payroll
  • 7:13 - Figuring out HMB's whitelisting algorithm
  • 8:21 - Why Chase YouInvest works
  • 10:18 - HMB's 80-20 deposit requirement
  • 13:02 - Workaround to maintain liquidity
  • 16:09 - Tripling longevity in P2 mode
  • 17:36 - Careful when automating
  • 19:09 - Thoughts on next episode - Square/Gusto deep-dive?