Ep 74 - November Recap: $3,112 + 80K Points

Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more!

Show Notes

💡
Some churns may have already expired. Use the free Live Churn Tracker or join our Private Discord for more in-depth discussions on these churns.

🦃 November Churning Recap

If you're in the Seattle area... 👇

PNW Churning Holiday Party (Seattle, WA)
Join fellow churners & travel hackers from around the PNW for a fun-filled holiday party at Kringle’s Filling Station in Seattle, WA!

📈 Brokerages

  • Charles Schwab $101 for $50 Deposit - DoC

💳 Credit Cards

  • Charles Schwab Platinum 125K for $8K - DoC
    • Oct 2024: 1.1cpp limited to 1 million pts per yr - DoC
  • Amex Resy Platinum 100K + 15x at Restaurants - better link (ht LoopDan)
    • Keep trying different incognito browsers until it shows 15x...
  • Chase Ink 90K Preferred, 75K Unlimited & Cash - referral
  • Google sheet template to help track your cards 👇
Ep 15 - Credit Card Tracking Sheet
https://stream.redcircle.com/episodes/4279171c-48f5-4b06-a4ea-433067466740/stream.mp3

🏦 Banks

  • US Bank Smartly Checking $450 for $8K deposit - DoC
    • Click through via Swagbucks for an extra 8K SB ($80)
  • US Bank Business Checking $400/$900 for $5K/$90K deposit - DoC
  • BofA Business Checking $1K / $1.5K for $20K/$50K deposit - DoC

🎓 Gift cards

  • Kudos up to 25% cashback at giftcards.com until 12/31 - kudos promo
    • $20 via referral: enter KAI_KUDOS_207291 during or after signup
  • Giftcards.com $100 Gift of College cards - GCC
  • Edvest $100 bonus for opening 529 Plan - DoC
😮😲😱🚀 ... 😰🤬😭💔
  • GC Galore shuts down... 🪦 - gcgalore
  • New Pepper coins 60-day expiration policy - frequentmiler
  • Primer on Pepper gift cards app (from August) - Ep 70
    • Get $20 via referral: enter 588660 during signup
  • How to approach Swagbucks without losing your mind... 👇
Ep 4 - Swagbucks
https://stream.redcircle.com/episodes/8308bff1-8fc2-49a1-8d84-5ef72ec6312d/stream.mp3

🆓 Discounts & Freebies: Black Friday Edition

  • Find the best cashback portal rate - cashbackmonitor
  • RoboRock QRevo Pro $599 + 5% referral (or 10% ID.me) - roborock
    • Extra 5% off via referral, or 10% off via ID.me - referral
  • Apple 10th Gen 64GB 10.9 inch iPad for $249 - amazon | costco
    • Protip: get notified of the best Apple deals via Buying Groups (ht kn0witall)
Ep 51 - Buying Groups 101
https://stream.redcircle.com/episodes/8e4b7336-f1c1-4a65-8885-8f81f85f1210/stream.mp3
  • 🤯 85" Hisense 4K Roku TV for $548 - walmart
    • 😎 77" LG 4K OLED for $1499 - best buy
  • TravelPro Luggage 20% off + 15% Rakuten + Free Gift - bloomingdales
  • Bombas 25% off + 12% Rakuten + 15% Amex Offer - bombas
  • Allbirds 50% off + 15% Rakuten + $25 off $120 Amex Offer - allbirds
  • L.L. Bean 15% off + 12% Rakuten - llbean
  • 🥲 Sugarfina Advent Calendar... never went on sale - neiman
  • 😭 Kiehls Amino Acid Shampoo... OOS everywhere - kiehls
  • Increased: Rakuten Get $40 after spending $40 - referral
  • 💩 Saks Spend $150, Get $75 GC + 16% Rakuten + $50 Amex Saks credit = bad decisions...
Proud owner of a 2 feet long, $130 pepper mill from Saks... 🫠

📊
2024 End of Year Churning Survey!
If you have ideas for questions to include in our first ever TDC churner survey, leave a comment below. Will be putting that together over the next couple weeks... stay tuned! 💌