Ep 74 - November Recap: $3,112 + 80K Points
Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more!
- 03:20 - Brokerages
- 05:35 - Credit Cards
- 15:42 - Banks
- 28:00 - Gift Cards
- 43:55 - Discounts & Freebies
- 54:47 - Final Tally
Show Notes
💡
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🦃 November Churning Recap
If you're in the Seattle area... 👇
PNW Churning Holiday Party (Seattle, WA)
Join fellow churners & travel hackers from around the PNW for a fun-filled holiday party at Kringle’s Filling Station in Seattle, WA!
📈 Brokerages
- Charles Schwab $101 for $50 Deposit - DoC
💳 Credit Cards
- Charles Schwab Platinum 125K for $8K - DoC
- Oct 2024: 1.1cpp limited to 1 million pts per yr - DoC
- Amex Resy Platinum 100K + 15x at Restaurants - better link (ht LoopDan)
- Keep trying different incognito browsers until it shows 15x...
- Chase Ink 90K Preferred, 75K Unlimited & Cash - referral
- Google sheet template to help track your cards 👇
Ep 15 - Credit Card Tracking Sheet
https://stream.redcircle.com/episodes/4279171c-48f5-4b06-a4ea-433067466740/stream.mp3
🏦 Banks
- US Bank Smartly Checking $450 for $8K deposit - DoC
- Click through via Swagbucks for an extra 8K SB ($80)
- US Bank Business Checking $400/$900 for $5K/$90K deposit - DoC
- BofA Business Checking $1K / $1.5K for $20K/$50K deposit - DoC
🎓 Gift cards
- Kudos up to 25% cashback at giftcards.com until 12/31 - kudos promo
- $20 via referral: enter KAI_KUDOS_207291 during or after signup
- Giftcards.com $100 Gift of College cards - GCC
- Edvest $100 bonus for opening 529 Plan - DoC
- GC Galore shuts down... 🪦 - gcgalore
- New Pepper coins 60-day expiration policy - frequentmiler
- Primer on Pepper gift cards app (from August) - Ep 70
- Get $20 via referral: enter 588660 during signup
- How to approach Swagbucks without losing your mind... 👇
Ep 4 - Swagbucks
https://stream.redcircle.com/episodes/8308bff1-8fc2-49a1-8d84-5ef72ec6312d/stream.mp3
🆓 Discounts & Freebies: Black Friday Edition
- Find the best cashback portal rate - cashbackmonitor
- New alternative - getsavewise
- RoboRock QRevo Pro $599 + 5% referral (or 10% ID.me) - roborock
- Extra 5% off via referral, or 10% off via ID.me - referral
- Apple 10th Gen 64GB 10.9 inch iPad for $249 - amazon | costco
- Protip: get notified of the best Apple deals via Buying Groups (ht kn0witall)
Ep 51 - Buying Groups 101
https://stream.redcircle.com/episodes/8e4b7336-f1c1-4a65-8885-8f81f85f1210/stream.mp3
- 🤯 85" Hisense 4K Roku TV for $548 - walmart
- 😎 77" LG 4K OLED for $1499 - best buy
- TravelPro Luggage 20% off + 15% Rakuten + Free Gift - bloomingdales
- Bombas 25% off + 12% Rakuten + 15% Amex Offer - bombas
- Allbirds 50% off + 15% Rakuten + $25 off $120 Amex Offer - allbirds
- L.L. Bean 15% off + 12% Rakuten - llbean
- 🥲 Sugarfina Advent Calendar... never went on sale - neiman
- 😭 Kiehls Amino Acid Shampoo... OOS everywhere - kiehls
- Increased: Rakuten Get $40 after spending $40 - referral
- 💩 Saks Spend $150, Get $75 GC + 16% Rakuten + $50 Amex Saks credit = bad decisions...
📊
2024 End of Year Churning Survey!
If you have ideas for questions to include in our first ever TDC churner survey, leave a comment below. Will be putting that together over the next couple weeks... stay tuned! 💌
If you have ideas for questions to include in our first ever TDC churner survey, leave a comment below. Will be putting that together over the next couple weeks... stay tuned! 💌