End to a massive year, including big bonuses in December from Morgan Stanley and Public, along with a breakdown of all 2022 churns, plus a bonus recap of listener & subscriber stats from the podcast.

  • 2:08 - Credit cards (MS Amex Plat, Chase Inks)
  • 8:28 - Banks (DCU, Laurel, Upgrade)
  • 12:50 - Brokerages (Public)
  • 14:39 - Cellphones (Costco, Mint)
  • 18:12 - Mealkits (Green Chef, HelloFresh)
  • 20:41 - Freebies & Discounts (Peloton, Target, Turbotax, Sugarfina, Chase offers, Doordash, Apple Music, SiriusXM, StudentBeans, Dell, Starbucks)
  • 32:47 - December tally ($3,135 + 416K points)
  • 34:08 - 2022 tally ($32,454 + 981K points)
  • 44:36 - Bonus: Podcast stats πŸ€“

Show Notes

πŸ’‘
Some churns may have expired by the time this episode is released. Check the live tracker to see everything posted in real-time πŸ‘‡
⚑️ Churn Tracker [beta]
Everything I’m currently churning, updated in real-time. These are the ratings I’m using to help prioritize churns from best to worst – RatingMeaning ⭐⭐⭐⭐⭐ACT FAST πŸ€‘ ⭐⭐⭐⭐Hot deal ⭐⭐⭐Worth doing ⭐⭐Meh ⭐Avoid️ πŸ’‘Click into an item below for more info, like notes, datapoints…

πŸ’³ Credit Cards

πŸ’΅ Banks

  • πŸ”₯ Digital Federal Credit Union $100 Checking +$250 CC funding - DoC | referral
  • Laurel Road $300 + $240 - DoC
  • Upgrade Card $100 checking (via old referral links only) - DoC | referral

πŸ“ˆ Brokerages

πŸ“± Cellphones

🍱 Mealkits

πŸ†“ Freebies & Discounts

  • Got 5 spare Peloton Water Bottle $1 codes - leave a comment
  • πŸ”₯ Target Debit & Reloadable RedCard $40 + $40 free - DoC
  • Annual Amazon/Costco Turbotax Sale - DoC
  • Sugarfina Fancy Advent Calendars - neiman
  • Chase Offer: $5 off $5 at grocery stores - DoC
  • Chase Sapphire: $10 off 3 doordash orders - DoC
  • Free Apple Music for 4 months (new or returning subscribers) - slickdeals
  • Free SiriusXM for 3 months - slickdeals
  • StudentBeans discount codes with .edu email - studentbeans
  • $25 free Dell credit via Alienware - DoC
  • Starbucks Reload $10, get $5 back via Paypal - DoC

⭐️ 2022 End of Year Breakdown

Sorry, went a little crazy in Google Sheets... πŸ˜…

πŸ§‘β€πŸ’» Total # of churns in 2022

Category

# Churns

% Churns

Bank

60

28%

Brokerages & Crypto

20

9%

Cellphones

14

7%

Credit Card

27

13%

Deals / Discounts / Freebies

35

16%

Mealkits

35

16%

Shopping Portal

24

11%

Grand Total

215

100%

πŸ’° Total $ and points earned in 2022

Category

USD


Amex

Chase

Southwest

Total

Bank

$15,390

47%

60000



60000

Brokerages & Crypto

$6,450

20%





Cellphones

$1,260

4%





Credit Card

$6,257

19%

240000

541000

140000

921000

Deals / Discounts / Freebies

$1,200

4%





Shopping Portal

$1,897

6%





Grand Total

$32,454

100%

300000

541000

140000

981000

πŸ™†β€β™‚οΈπŸ€¦β€β™€οΈ P1 vs P2 earnings

P1 Churns

USD

Amex

Chase

Points Total

Bank

$10,715

30000


30000

Brokerages & Crypto

$3,300




Cellphones

$825




Credit Card

$3,513


258000

258000

Deals / Discounts / Freebies

$775




Shopping Portal

$1,362




Grand Total

$20,490

30000

258000

288000

P2 Churns

USD

Amex

Chase

Southwest

Points Total

Bank

$4,675

30000



30000

Brokerages & Crypto

$3,150





Cellphones

$435





Credit Card

$2,744

240000

283000

140000

663000

Deals / Discounts / Freebies

$425





Shopping Portal

$534





Grand Total

$11,963

270000

283000

140000

693000

🎁 Referrals

Category

Dollars

Points

Bank

$4,500


Brokerages & Crypto

$975


Cellphones

$410


Credit Card

$1,000

140000

Shopping Portal

$127


Grand Total

$7,012

140000


πŸŽ™ In my rotation