An amazing tool for bank bonuses, this dives deep into the payroll setup and tax implications of using Square & Gusto.

  • Intro - Great tool for bank churning
  • 0:27 - #1: Banks with strict DD reqs
  • 2:28 - #2: Banks with slow bonuses
  • 4:44 - #3: Banks with few DPs
  • 6:44 - Avoid Gusto
  • 9:28 - Go with Square
  • 10:48 - Flat $ / month / contractor
  • 11:20 - Reduce costs - group DDs into one month
  • 11:37 - Reduce costs - P1 + P2 as one contractor
  • 12:09 - Reduce costs - trial deposit trick for HMB
  • 13:50 - Cautionary thought...